KRIBTREE PATH

---

Home PATH

Clients receive the Blueprint to negotiate best and most suitable terms to finance, buy or build and manage a new home or owner-occupied multi family that generates rental income to pay mortgage.

1-4 unit owner-occupied Homes qualify for a 30 year residential mortgage. 5+ unit properties don’t qualify for residential  mortgages. They qualify for a more expensive commercial loan with different underwriting requirements, shorter terms, higher rates, plus costlier fees. 

To acquire 5+ unit properties KRIBTREE will refer you to TRIAD, a KRIBTREE affiliate that develops and re-develops Investment Property for investors and buyers.

Buy a 1 family, lender underwrites your financials. Buy an owner-occupied multi family lender underwrites your financials and building’s financials. During underwriting, amount of loan determined. 

During the Planning Process, you will be able to calculate the maximum amount you can borrow, and amount you should borrow to fully fund your Financial Goals. 

The Services selected will guide you along KRIBTREE PATH to your KRIBTREE Key. Key opens door to new Home that fits your Budget and Lifestyle.

There’s a fee for the planning process, and services. However, clients receives cashback from Professional Network services selected. During the Planning Process KRIBTREE coordinates your team of services, so you to achieve your objectives. Then you can maintain your focus on your daily life.

There are other benefits available to our Very Important Klients that you will become when your on KRIBTREE PATH.  Benefits and Features described on webpage are only available to KRIBTREE Very Important Klients.

Income Property PATH

Clients receive Blueprint that finds, finances, buys, builds and manages 1-4 unit Income Property. The primary objective buying Income Property, generate rental income and property appreciation to build wealth. Therefore, KRIBTREE targets profitable locations, conducts financial and feasibility analysis, before acquisition and financing strategies developed. 

1-4 unit property meet underwriting requirements, which qualify them to secure a residential mortgage upto a 30 year term.

5+ unit property qualify for a more expensive commercial loan with added underwriting requirements, shorter terms, higher rates, plus costlier fees. They have less flexible terms and conditions than a residential mortgage. 

To acquire 5+ unit properties, client request to KRIBTREE. TRIAD is a KRIBTREE affiliate that develops and re-develops 5+ unit Income Property for investors and individual buyers.

During the Planning Process the client will describe their personal and financial criteria, so KRIBTREE locates viable and profitable Income Property based on client’s criteria. 

Property’s financials will be the primary factor along with buyer’s financials to determine buyer’s ability to qualify for a residential mortgage.

Development and Operating Pro Formas or income of property and property’s operating costs are critical factors in the underwriting process. Planning process will Review development and Operating pro formas  as KRIBTREE prepares them for clients.

During KRIBTREE Planning Process, KRIBTREE coordinates services needed to assist with the preparation and management of the Income Property Plan.

The Red Carpet Service available upon request under KRIBTREE Umbrella, its Professional Network. Your experience will be informative, seamlessly and stress-free, while being escorted along KRIBTREE PATH to open door to your Income Property to Build Wealth and grow Income. 

There’s a fee for the planning process, and services. However, you’ll receive cashback from the Professional Network services selected.

There are many other benefits available to clients, described on the Benefits and Features webpage.